During account takeover fraud, criminals attempt to change critical pieces of info that allow them to bypass authentication protocols. This opens up a whole new world for criminals.

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Javelin's 2024 Identity Fraud Study is now available to clients!

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Javelin publishes the 2024 Identity Fraud Study.

This year’s study found that, after hitting a 3-year low in 2022, the average amount of time consumers spent resolving issues stemming from identity fraud skyrocketed in 2023 to nearly 10 hours.

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Financial planning has been a tumultuous area for banks and credit unions over the past year. Javelin's Dylan Lerner says that advancements in technology have increased scalability, enabling firms to further extend their reach to self-directed investors.

americanbanker.com/creditunions/n…

The next wave of payment modernization is rolling in. Technology has emerged to power more advanced payment solutions, including real-time payments rails and open banking.

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Gen Z is coming of age and moving steadily toward greater financial maturity. This Javelin Strategy & Research report delves into the characteristics of this generation and what drives the payment behaviors of its members.

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Chargebacks are easy to initiate and easy for consumers to win. Merchants, meanwhile, need help with the complex process of challenging chargebacks, heading them off in the first place, and avoiding the escalating consequences of a high chargeback rate.

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Children are particularly vulnerable to identity theft. Javelin's Tracy Kitten says parents should recognize what information they share about their children on social media in The Wall Street Journal.

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We analyzed 8 leading mortgage fintechs with the potential to disintermediate banks and credit unions by influencing where shoppers apply for mortgages. Learn how FIs can capitalize on 4 defensible strengths.

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Javelin's Tracy Kitten says that it’s difficult for banks to flag and stop transactions that the consumer has authorized. But the necessary technology exists, and so far, most banks aren’t deploying it.

Read more: time.com/6952817/financ…

Scammers have many ways of getting information about kids in order to steal their identity. Tracy Kitten emphasizes the importance for parents to realize that oversharing on social media exposes their children to such risks.

Read more: wsj.com/tech/cybersecu…

Declining fuel costs in 2023 cut into fuel card companies’ revenues. Some opportunities exist in catering to smaller fleets by drawing them in with a card product and cross-selling other services.
javelinstrategy.com/research/fleet…

#CreditKarma is updating its app to include generative AI. Javelin's Dylan Lerner says that this differentiation is vital to their success.

americanbanker.com/news/credit-ka…

Javelin’s review of checking account ledgers in leading mobile banking apps illustrates widespread flaws that inhibit skimming of transactions, slow readability, miss opportunities to deepen engagement, and more.

javelinstrategy.com/research/mobil…

When it comes to responding to #identityfraud , it can be a huge time suck that most people don't have time for according to Javelin's Suzanne Sando.

finance.yahoo.com/news/i-lost-11…

Where fintech investment is headed this year and beyond, with a specific emphasis on the continuing flourishment of generative AI, rising needs for regulatory tech and compliance solutions, and applications of embedded finance.

javelinstrategy.com/research/finte…

With the growing prevalence of bank fraud and identity theft, it’s more important than ever to keep your financial information secure when using apps. Javelin's Tracy Kitten offers tips in Bankrate.

bankrate.com/banking/mobile…

“Payment orchestration” is a term with a lot of hype and, as yet, a hard-to-pin-down definition. The space is still nascent, without a true leading provider and without wide adoption by merchants.

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Nearly 1 out of 50 children are affected by child identity theft. Learn why children are targeted and the red flags parents should watch out for.

This article includes findings from a Javelin report.

Read now: businessinsider.com/personal-finan…

FedNow offers a foundation for what is to come in payments—real time, always on, and on demand—and financial institutions have an opportunity to begin their payment modernization with their participation in the service.

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