Having served my country for 23 Years and never having done anything of criminality, I'm still shocked to be considered as someone who has broken the law a law that didn't even exist when I entered into [the] arrangement
#LoanCharge Scandal #LoanCharge

My marriage of 29yrs did not survive the strain...I came very close to a complete mental breakdown in 2021. The experience made me very unwell and has undoubtedly shortened my life. Everyday continues to be a struggle
#LoanCharge Scandal #LoanCharge

I felt I was bullied into settling with HMRC through the agressive letters I used to receive regularly...I feel angry that HMRC have been able to retrospectively apply the tax changes, that left me with no opportunity to plan for this
#LoanCharge Scandal #LoanCharge

This has been a constant stress to myself and my family and has gone on for over 8 years. I have been through periods of deep depression, contemplated suicide and [have been] terrified that they (HMRC) may come to my door demanding payment
#LoanCharge Scandal #LoanCharge

I wake up every day thinking about the Loan Charge and its effect on my future...I am simply standing still and waiting for the inevitable demand for something I simply do not, and will not, ever have
#LoanCharge Scandal #LoanCharge

How is it morally acceptable to retrospectively apply this change? How can open enquiries by left open for so long and now be used as HMRC's plan? How is it acceptable to allow open enquiries to be subject to accruing interest?
#LoanCharge Scandal #LoanCharge

Life is tough. I work every day i can...It's so sad really. I feel like one of the easy pickings for HMRC in this saga. My accountant advised me down this route introducing me to AML and gave the loan renumeration approach credibility
#LoanCharge Scandal #LoanCharge

The personal impact, is that my health has deteriorated, i have dizzy spells and lose my balance. I suffer from depression and i have anxiety brought on by the worry that i will lose my home due to the bullying from HMRC
#LoanCharge Scandal #LoanCharge

It was incredibly stressful...I wrote on the settlement paperwork that I was reserving my rights should there be a change in the legal position in the future and it was rejected...I feel like I have had my rights removed and been gagged.

#LoanCharge Scandal #LoanCharge

Mentally the impact has been huge. Depression, anxiety and several suicidal ideations. The feeling of shame I have, mainly due to the way the HMRC word their letters. Every brown letter that comes uually results in a period of depression for about 3 or 4 weeks
#LoanChargeScandal

As a 70 year old retiree, I felt obliged to seek work again to pay off this probable debt...The stress and worry is with you all the time. It can consume you and make you miserable as it lingers in the back of your mind
#LoanChargeScandal

I will become bankrupt and probably have to sell my home if HMRC enforce the Loan Charge as laid down in the legislation. Personal worry for myself and my wife...unable to see an end date of when this will all go away

#LoanCharge Scandal #LoanCharge

Many years of sleepless nights and stress for me and my family. My wife has been supportive but I have been difficult to live with. Financially I have run up credit card debt. Financially, it will have severe impact on my ability to retire
#LoanChargeScandal

The bottom line is I don't trust government departments at all any longer, I feel persecuted. I am anxious all the time. I did feel suicidal. Even legal advice from QCs cannot be relied on because the Government can change things 'retro-actively'
#LoanChargeScandal

I would have enormous difficulty in paying such a large sum, especially as I am now in poor health, having recently suffered a stroke, and I am therefore hoping to retire soon
#LoanChargeScandal

It will push me into bankruptcy, I will become homeless, and unemployable in my current field (insurance and finance). creating even more undue stress on my life and those friends around me that are trying to support me emotionally

#LoanChargeScandal

I have experienced years of mental torment as it continues to blight our lives...I now have anxiety and depression and I contemplate suicide frequently...I fear the daily arrival of the postman
#LoanChargeScandal

I had been told by my tax adviser, on several occasions and on the authority of QCs and tax barristers, [the scheme] was legal and entirely within accepted rules

#LoanChargeScandal

In total between FS Capital and the double win that HMRC are seeking...both APNs and Loan Charge as well as the fees paid to my scheme provider I am being challenged for around 8 times the original tax and NI that I would have paid as an employee
#LoanCharge Scandal #LoanCharge

My doctor out of great concern put me on medication, for severe depression and stress. Over the years I regularly suffered full blown panic attacks and ended up in A&E on multiple occasions.
#LoanCharge Scandal #LoanCharge