Mark Allan Bovair(@markallanbovair) 's Twitter Profileg
Mark Allan Bovair

@markallanbovair

Simple solutions to achieve money freedom. Get my FREE Daily Cash Flow Tracker πŸ‘‡πŸ»πŸ’°πŸ’΅

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linkhttp://frugability.gumroad.com/l/kdmmni calendar_today12-08-2014 02:05:35

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Mark Allan Bovair(@markallanbovair) 's Twitter Profile Photo

Posts like this ignore the fact that this very house is unaffordable on one income now. The size of the house matters little.

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Mark Allan Bovair(@markallanbovair) 's Twitter Profile Photo

I’m not big on NY resolutions. But if you’re gonna make one, should it be a goal, or a behavior?

Example:

Goal = Run a 20 min 5K

Behavior = Run 30 miles per week

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Mark Allan Bovair(@markallanbovair) 's Twitter Profile Photo

Some things we can do TODAY to take control of our own lives:

- Turn off all screens at 8pm
- Cook a good meal at home
- Take a long walk outside
- Make our bed
- Listen to our favorite song
- Put $5 in a savings jar

Simple and effective.

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Mark Allan Bovair(@markallanbovair) 's Twitter Profile Photo

8 keys to financial order:

- Housing <25% of take home
- Transport <10% of take home
- No consumer debt
- One month expenses in checking
- Two months expenses in savings
- Save 10% for retirement
- Save 10% for medium term (house, etc)
- Second source of income

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Mark Allan Bovair(@markallanbovair) 's Twitter Profile Photo

Consumerism = lie

Be β€œnice guy” = lie

House is an investment = lie

Eat β€œgrains” for health = lie

Avoid the sun = lie

Video games cause violence = lie

Build a career before kids = lie

Go to college, make 6 figures = lie

β€œSelf-esteem” = lie

β€œRetirement” = lie

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VB Knives(@Empty_America) 's Twitter Profile Photo

America has a gigantic amount of 'housing.'

We almost certainly have more square feet of dwelling space per person than any other country, ever.

We do lack a social/economic mechanism to re-allocate sq ft. of housing from empty nest boomers to their children.

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Andrew Hoyer(@andrewhoyer) 's Twitter Profile Photo

I cannot recommend debt-free Christmases enough. If you are struggling financially after the holidays each year, or just spending too much, follow these simple steps:

1. In January, decide how much you want to spend on gifts for each person in December.

2. Divide the total by…

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Mark Allan Bovair(@markallanbovair) 's Twitter Profile Photo

New Year’s resolutions only work when you’re fed up with yourself and the path you’re on.

Are you fed up with your money situation and habits?

Check my bio for a FREE tool for getting started on the path to financial freedom.

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Nick Maggiulli(@dollarsanddata) 's Twitter Profile Photo

Personal finance tip: Anytime I splurge on something I take the same amount of money and invest it. So if I want to buy a $400 pair of shoes, I also have to buy $400 worth of stocks.

If you want to buy something nice, you have to afford it twice. I call this The 2x Rule.

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Bill Connell(@billconnell23) 's Twitter Profile Photo

Mark Allan Bovair I have an older couple renting from me now waiting for their in law apartment to be added. Sold their house to their daughters family for short money and they are adding the in law apartment for them. Great setup.

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goldnecklace(@goldnecklace2) 's Twitter Profile Photo

Mark Allan Bovair I think the weirdest thing about boomers is watching them stay in their massive houses when their own kids can’t afford family homes. Most of my friends’ parents are still in 3ksf Seattle area homes worth over a mil. So odd.

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