楚天鹰二世(@xxf58112) 's Twitter Profile Photo

美国人有退休费吗?

有个问题我想不明白,希望大家给个答案。不是说美国蓝领工人工资高吗?但是为什么退休的年纪还要出来干活?

今天我们家换窗户,来了两个工人:一个65岁,一个67岁。本应该退休在家抱孙子,他们还要每天4:30起来工作。两个土生土长的美国人,为什么这个年纪还要出来赚钱呢?

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Brian Garcia(@BrianG_13) 's Twitter Profile Photo

We didn’t cover all retirement accounts, like TSP or 457b, but we covered about 80%.

Like I said, this was a deep dive into these type of accounts but even then, we’re just scratching the surface.

Don’t let the complexity deter you from investing in these accounts!

11/11

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Brennan Schlagbaum, CPA(@Budgetdog_) 's Twitter Profile Photo

Here is a foundational priority of investment accounts:

1. 401k/403B/457B (up to match)
2. Company ESPP (if applicable)
3. Max out Roth/Traditional IRA
4. 401k/403B/457B (remaining to reach 15% of gross income)
5. HSA (can be slotted at #2)
6. Taxable Brokerage (unlimited)

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Randall Roland, DO(@docranroland) 's Twitter Profile Photo

Garbage in, garbage out! What kind of energy are you putting into your life? If your work output is cos 90, then ask yourself what kind of work you put in.

Garbage in, garbage out! What kind of energy are you putting into your life? If your work output is cos 90, then ask yourself what kind of work you put in.
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Lucy(@Evergreen2k) 's Twitter Profile Photo

美国人的退休收入有:
1. 社会保障金SSB. 94%的雇员有,最高一月3千多,平均1800/月。占支出的1/3。
2. 401k 403b 457b pension 等。美国人平均税前退休账户存款18万。
3. 税后存款IRA账号等
4. Medicare, 65 岁后国家基本医疗保险,住医院90天内免费。

中等收入者退休后各项收入之和多于退休前。

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Killa(@KillaHasArrived) 's Twitter Profile Photo

I was up so late last night looking at my 457b portfolio and I liked what I saw…what I didn’t like is that none of y’all mentioned ELF. So instead of taking some accountability, I’m blaming y’all for making me miss it 🤣🤣

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Caramel Apple Spice 🍂✨(@twodegreemami) 's Twitter Profile Photo

talked to my bestf about this last night actually. bc of my age & current wage more possible to retire earlier than 60 something or have hopes of it? just a calculation of my age & what I wanna be paid out monthly. wage now v. 5 years ago helps. but I also have a pension and 457b

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BTCEX(@BTCEX_exchange) 's Twitter Profile Photo

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